Currencies:
Not too dissimilar to the British Pound Sterling, before then mainly French Currency was used, and Guernsey still has its own £1 note, as well as a £50, £20, £10 and £5 note like mainland Britain. All the pound sterling currency (including Scottish and Northern Irish notes) and the Jersey pound may be used in Guernsey. Some shops also accept Euros and major credit cards are widely accepted throughout the islands. Channel Islands notes and coins are not accepted in the UK.

Opening an Account:
The requirements for opening an account in the Channel Islands are proof of identity with a passport or driver’s license. Additionally, banks are concerned with verifying your residence or physical address of which may be satisfied by presenting a utility bill or similar documents. A notarized copy of certain documents may suffice in some cases. Other offshore centers prefer an “apostilles” stamp, which is a special type of certification mark that is used internationally. If needed, you will need to visit the government office that is authorized to issue this stamp for your state or nation. Also, financial reference documents from your current bank, indicating average balances and a “satisfactory relationship.” In order to stop illegal activity, many offshore banks want additional documentation, noting from where the money you are depositing in the bank is coming. If your funds are from job income, a wage slip from your employer will likely suffice. To verify your investment income, an offshore bank may ask for information about your investments and where they are held.

  • Abbey National International
  • ABN AMRO Bank N.V., Jersey Branch
  • AIB Bank (C I)
  • Alpha Bank Jersey
  • Anglo Irish Bank Corporation plc, Jersey Branch
  • Ansbacher (Channel Islands)
  • Bank Leumi (Jersey)
  • Bank of India, Jersey Branch
  • Bank of Scotland International
  • Bank of Scotland plc, Jersey Branch
  • Banque Transatlantique (Jersey)
  • Barclays Bank plc, Jersey Branch
  • Barclays Private Bank & Trust
  • Barclays Private Clients International Limited, Jersey Branch
  • BHF-Bank (Jersey)
  • BNP Paribas S.A. Jersey Branch
  • BNP Paribas Securities Services Custody Bank
  • Citibank (Channel Islands)
  • Citibank N.A., Jersey Branch
  • Citicorp Banking Corporation
  • The Co-operative Bank
  • Deutsche Bank International
  • Dexia Private Bank Jersey
  • EFG Private Bank (Channel Islands) Limited, Jersey Branch
  • Fairbairn Private Bank
  • HSBC Bank International
  • HSBC Bank Middle East
  • HSBC Bank Plc, Jersey Branch
  • HSBC Private Bank (Jersey)
  • ING Bank (Jersey)
  • Investec Bank (Channel Islands) Limited, Jersey Branch
  • JPMorgan Chase Bank N.A., Jersey Branch
  • Kleinwort Benson (Channel Islands)
  • Lloyds TSB Bank Plc, Jersey Branch
  • Lloyds TSB Offshore
  • National Bank of Dubai P.J.S.C., Jersey Branch
  • National Westminster Bank Plc, Jersey Branch
  • Royal Bank of Canada (Channel Islands) Limited, Jersey Branch
  • The Royal Bank of Scotland Plc, Jersey Branch
  • Royal Bank of Scotland International Limited (also trading as NatWest Offshore)
  • SG Hambros Bank (Channel Islands)
  • Standard Bank Jersey
  • Standard Chartered (Jersey)
  • Standard Chartered Bank, Jersey Branch
  • UBS AG, Jersey Branch
  • UniCredit Bank Cayman Islands
  • Union Bancaire Privée, Jersey Branch
  • ABN Amro (Guernsey) Limited
  • Bank J. Safra Sarasin Limited, Guernsey Branch
  • Bank Julius Baer & Co. Ltd, Guernsey Branch
  • Bank of Cyprus (Channel Islands)
  • Banque cantonale vaudoise, Guernsey Branch
  • Barclays Bank PLC, Guernsey Branch
  • Barclays Private Clients International Limited, Guernsey Branch
  • BNP Paribas (Suisse) SA, Guernsey Branch
  • BNP Paribas Securities Services Custody Bank Limited, Guernsey Branch
  • Butterfield Bank (Guernsey) Limited
  • Credit Suisse (Channel Islands) Limited
  • Credit Suisse A.G., Guernsey Branch
  • Deutsche Bank International Limited – Guernsey Branch
  • EFG Private Bank (Channel Islands) Limited
  • HSBC Bank Plc, Guernsey Branch
  • HSBC Private Bank (C.I.) Limited
  • HSBC Private Bank (Suisse) S.A., Guernsey Branch
  • Investec Bank (Channel Islands) Limited
  • Kleinwort Benson (Channel Islands) Limited
  • Lloyds Bank International Limited – Guernsey Branch
  • Northern Trust (Guernsey) Limited
  • Rothschild Bank (CI) Limited
  • Rothschild Bank International Limited
  • Royal Bank of Canada (Channel Islands) Limited
  • Royal Bank of Scotland International Limited, Guernsey Branch
  • Schroders (C.I.) Limited
  • SG Hambros Bank (Channel Islands) Limited – Guernsey Branch
  • Skipton Guernsey

Credit Cards & ATM Machines:
American Express, Diners Club, MasterCard and Visa are all widely accepted. On the main islands of Jersey and Guernsey ATMs are widespread and accessible, whilst on Alderney there are two ATMs. There are no cash machines on Sark or Herm, so visitors are advised to withdraw money before travelling to the islands. Guernsey has a multitude of ATMs. Sark has a NatWest counter at Sark Post Office, which is opened Monday – Friday 9am – 6pm, and Saturday 9am – 12pm. It also has an HSBC, which is opened Monday – Friday 10am – 3pm.

Banking Hours:
The bank opening hours are Monday to Friday 9:30am – 3:30. Some banks are open on later times during weekdays and Saturday mornings.

Loans:
Personal loans from Close Finance offer an affordable way to pay for goods and services and spread the cost over regular monthly instalments. If you usually pay using a credit card, stop! Most standard credit card rates are much higher than the interest rates we charge, so why pay more?

Schools
Both Jersey and Guernsey offer a range of state-sponsored and private schooling options. Nurseries and most pre-schools are private, except for those attaching to a…
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Transportation
Rail Transport Historically there were public railway services in the island, provided by two railway companies: The Jersey Railway (closed in 1936) The Jersey Eastern…
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Things To Do
If indoor activities are your thing, you could enjoy a game of ten-pin bowling, get active at Beau Sejour Leisure Centre, or learn more about…
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Banking
Currencies: Not too dissimilar to the British Pound Sterling, before then mainly French Currency was used, and Guernsey still has its own £1 note, as…
Read more
Accommodations
The cost of living is generally on par with the UK, outside London. Rent is often the greatest expense. A one-bedroom apartment might cost £800-£1000…
Read more
Living
Shopping: Shopping in the Channel Islands is centered on St Helier, Jersey’s capital, and is exempt from the UK sales tax of 20 percent, although…
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